Does consolidating credit card debt hurt your credit score comic updating scripts


17-Jan-2018 02:03

Once you have the credit report you can submit an explanation of any bad things reported about you.

That way you have the detail as...== Answer ==   A 10 or better in all three sections. More balanced scores are better than "lop-sided." E.g. If you just need a content review and not a formal class, I would recommend taking a look at

I think there are benefits and drawbacks no matter which you choose and the “best” answer isn’t absolute in all cases. If you decide to keep the card, there are a few things you should think about.

First, simply having the card is a small identity theft risk.

It’s sitting there with no balance on it and you regret ever owning it.

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  Canceling cards usually does lower your FICO or credit score; if you have a balance on a card, pay it off or transfer the balance to a lower-interest card.

On the other hand, if you don’t see a major move in your future, cancel that card.



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