Does consolidating credit card debt hurt your credit score comic updating scripts
Once you have the credit report you can submit an explanation of any bad things reported about you.
That way you have the detail as...== Answer == A 10 or better in all three sections. More balanced scores are better than "lop-sided." E.g. If you just need a content review and not a formal class, I would recommend taking a look at
I think there are benefits and drawbacks no matter which you choose and the “best” answer isn’t absolute in all cases. If you decide to keep the card, there are a few things you should think about.
First, simply having the card is a small identity theft risk.
It’s sitting there with no balance on it and you regret ever owning it.
Canceling cards usually does lower your FICO or credit score; if you have a balance on a card, pay it off or transfer the balance to a lower-interest card.
On the other hand, if you don’t see a major move in your future, cancel that card.